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Mindset That Helped Us Achieve Financial Independence and Retire Early
Over the years, we've cultivated the right mindset to make good financial decisions.
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What We Got Right to Retire Early
In order to retire so early -- when Gillian was in her 30s and I was in my 40s -- we got a few things right.
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How To Track Spending and Budget
One of the secrets to building wealth is simply to know where your money is going. We track every dollar we spend and, in the year before we retired, we were able to save 70% of our after-tax income.
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Staying Motivated To Retire Early
It’s one thing to decide on the goal of becoming financially independent . It’s quite another to get through the long years of earning, saving and investing to achieve your goal.
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How To Manage Risk In Early Retirement
We've gone and done the one thing that every retiree fears. We retired just months before a significant market crash with a recession now looming on the horizon.
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How To Save More Than Half Of Your Income For Early Retirement
We were never people who bothered to keep a budget or even track our spending. Money came in, money came out and, as long as we tucked something into our investments each month, we were happy with this situation.
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How To Become Financially Independent In Your 40s Or Earlier
It took a lot of years of saving and investing to get to where we are today: Free to quit our corporate jobs and travel the world, ticking off our bucket list as we go.
